zilla picture 1

ABOUT COMPANY

Small Business Loans For a
Daily Expenses

At Zilla Capital, we make smart financing simple and accessible for everyday Kenyans and ambitious entrepreneurs.

Whether you’re bridging a financial gap, scaling your business, or investing in assets that power your future, our tailored loan solutions are designed to move you forward — fast, fair, and with total transparency

OUR PRODUCTS

What We Offer for You

Asset Financing

Instead of tying up your capital, let your asset work for you — while you repay in flexible installments.

Trade Finance

We help traders, wholesalers, distributors, and SMEs unlock working capital, fulfill orders on time, and grow with confidence.

Quick secure loans for personal & small business with best rates in the market

Calculate your loan

How Much Do You Need?

<div class="row"><div class="col-sm-4">You are getting: </div><div class="col-sm-4">Term of use: </div><div class="col-sm-4">You must return: </div></div>
Loading
APPLY FOR THIS LOAN

A quick & transparent process

We have a simple
application process

Make Inquiry

We will customize a loan based on the amount of cash you need and term length

Processing

We process eveything between 1 to 24 Hrs after submission of relevant documents and amount needed.

Get Funding Fast

Once everything checks out, we will deposit the approved amount instantly.

Why Choose Us

Fast, Fair, and with total Transparency

Transparent & Trustworthy

Clear terms, fair pricing, and no hidden fees. We’re committed to responsible lending and long-term partnerships.

Fast & Simple Process

Get decisions quickly and start using your funds when you need them.

Kenya-Focused Experience

Inspired by trusted financial leaders, we combine global best practices with local understanding.

Press Coverage

What our clients say about us.

Jane W.,

Mama Mboga – Kitengela Market

Zilla Capital helped me restock when business was slow.

I run a small vegetable kiosk and sometimes capital becomes a challenge, especially after slow weeks. Zilla Capital gave me a small loan that helped me buy fresh stock and continue serving my customers. The process was simple and I didn’t feel pressured. Now business is stable again.

Peter O.,

Personal Loan Customer

They came through when I really needed help.

I had an emergency at home and needed money urgently. I applied with Zilla Capital and was surprised how fast they responded. The terms were clearly explained and I received the money in good time. I’m grateful because they helped me during a very stressful moment.

Samuel K.,

SME Owner – Kiambu

My business grew because of this loan.

I own a small hardware shop and needed capital to increase stock. Zilla Capital understood my business and offered me financing that matched my cash flow. Since then, sales have improved and I can comfortably repay. I see them as a partner, not just a lender.

Home